troides
English expat in Spain
Forum posts
3
About me
English
Registration: 05 January 2018
Activity
Bank loans in Spain by Priscilla
Hello, Finances and banking can sometimes be a headache for many expats, especially when it comes to taking out bank loans. Is it difficult for an expat to get approved for a bank loan in Spain? What are the types of bank loans available ...
I answered the question sent out from expat directly. However, if I am truthful, I actually would not take out a mortgage and buy a house in Spain if I had my time again. Once you own a home anywhere in Spain you have entered a legal quagmire. I ... Read More
Bank loans in Spain by Priscilla
Hello, Finances and banking can sometimes be a headache for many expats, especially when it comes to taking out bank loans. Is it difficult for an expat to get approved for a bank loan in Spain? What are the types of bank loans available ...
All that I can describe is my own experience. I am a UK/EC citizen, and people from the UK represent the largest group of extranjeros en Espana. I got an NIE sorted out in two hours in Ronda, Andalucia. I would not expect an American to be instantly ... Read More
Bank loans in Spain by Priscilla
Hello, Finances and banking can sometimes be a headache for many expats, especially when it comes to taking out bank loans. Is it difficult for an expat to get approved for a bank loan in Spain? What are the types of bank loans available ...
The situation is similar to any other country in Europe. Steady employment, the correct income to loan ratio, past financial history. The current situation is very definitely linked to income tax and house taxes. Spanish law allows the taxation ... Read More