smith041480
American expat in the Philippines
Forum posts
15
Contacts
22
About me
American
Speaks I speak English as well as semi-fluent Spanish.
Registration: 08 April 2021
Activity
What is your Electric Bill like ? by frankanderson
Just wondering, I am starting to suspect Condo's pay a lot more for electricity than a house. My missus inform me that its possible that condo tenants pay commercial prices, similar to stores and businesses. If that's right, that's ...
If you have a 3/4 hp water pump it sounds like you live in the province. Aren't you using LP gas for cooking? What about water heater? Doesn't that raise your utility costs, also? Read More
Mix & Match Vaccines? by Enzyte Bob
My first vac was Sinovac. I understand the other vacs have been available by luck for some people. My son tells me I have to get the Sinovac as my second vac. I would like to have some other vac, has anyone been successful in getting a different ...
In the US the government tracks which vaccines you have had. They will not legally mix and match vaccines if you have given truthful information. I guess one can do anything they want to do with their health in desperate enough. According to ... Read More
Mix & Match Vaccines? by Enzyte Bob
My first vac was Sinovac. I understand the other vacs have been available by luck for some people. My son tells me I have to get the Sinovac as my second vac. I would like to have some other vac, has anyone been successful in getting a different ...
That's a no no. The only currently approved vaccine for booster use is Pfizer with Moderna and John & Johnson close behind. Mixing and matching has not been studied and is not recommended by the FDA or CDC. If you don't believe me ... Read More
New members of the Philippines forum, introduce yourselves here - 2021 by Julien
Hi all, Newbie on the Philippines forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more ...
If you can work it that sounds like a good split between US and Phils. Read More
13a visa vs. SRRV visa which is better? by jeffdavfla
I am married to a Phillipina in the USA before coming to the Philippines, I applied and recieved a 13a Permanent visa. I have live here in the Philippines (Davao City) 6 months now and found out about the SRRV visa and not sure if it is worth ...
I agree. I thought the same after I read this response. Read More
Remitly vs Xoom: Which one is better? by Inthisfate
Which one do you use for sending money from the US to PH, is it Remitly or Xoom? What do you think of Wise transfer? Please enlighten me on which one is the best option. My employer is from the US and he was complaining about the fees taken by ...
P.S. What I also forgot to mention is that most of these minimum daily balance accounts will allow you to consider money deposited in other others in the same bank. That means instead of having a minimum daily account balance of $2500 in my TCF ... Read More
Remitly vs Xoom: Which one is better? by Inthisfate
Which one do you use for sending money from the US to PH, is it Remitly or Xoom? What do you think of Wise transfer? Please enlighten me on which one is the best option. My employer is from the US and he was complaining about the fees taken by ...
I must disagree with your generalization about banks using your money to reap benefits. Of course, banks need to make money as well to survive. Some banks offer much better deals than others regarding international wire transfers. No one is ... Read More
Remitly vs Xoom: Which one is better? by Inthisfate
Which one do you use for sending money from the US to PH, is it Remitly or Xoom? What do you think of Wise transfer? Please enlighten me on which one is the best option. My employer is from the US and he was complaining about the fees taken by ...
I have stated several times that I only have a TCF Huntington checking account and send my money to a Philippine bank's dollar account for no transaction fees. Nada. Zilch. I do not have a Chase account which I also clearly stated. However, ... Read More
Cost of Living in the Philippines in 2020 by Loïc
Hi everyone, Every year, we invite expats who are living in the Philippines to share their experience and tell us more about the average price of products and services in their town, city or area, so that we can help future expats planning to ...
That's nice of you to help the locals. Will be doing that myself. Read More
Cost of Living in the Philippines in 2020 by Loïc
Hi everyone, Every year, we invite expats who are living in the Philippines to share their experience and tell us more about the average price of products and services in their town, city or area, so that we can help future expats planning to ...
Nice video but I'm not sure I could live in that place at my age. Maybe when I was in my 20's and 30's. Read More
Importing a new car from China by stillbiker
Hello to ALL. I intend to buy a new electric car from China. Does anyone have an idea on how to proceed? I need a forwarding company to do all the papers work. Can you recommend one? Best regards. Rudy.
Let me know how it goes. I may be buying a new car in a year or so. Read More
Remitly vs Xoom: Which one is better? by Inthisfate
Which one do you use for sending money from the US to PH, is it Remitly or Xoom? What do you think of Wise transfer? Please enlighten me on which one is the best option. My employer is from the US and he was complaining about the fees taken by ...
This is the tier system: Tier #3 is considered the public exchanging at a local bank. Tier #2 is exchanging currency at a redemption center. Tier #1 is considered as a transaction that goes involves exchanging with the government. The currencies ... Read More
Remitly vs Xoom: Which one is better? by Inthisfate
Which one do you use for sending money from the US to PH, is it Remitly or Xoom? What do you think of Wise transfer? Please enlighten me on which one is the best option. My employer is from the US and he was complaining about the fees taken by ...
I guess my question is why would someone want to send money from the US and be forced to exchange it to PH pesos at less than top tier exchange rate when you can send money from a US Dollar account to your Philippino Dollar account? And for free? ... Read More
Remitly vs Xoom: Which one is better? by Inthisfate
Which one do you use for sending money from the US to PH, is it Remitly or Xoom? What do you think of Wise transfer? Please enlighten me on which one is the best option. My employer is from the US and he was complaining about the fees taken by ...
I'm not sure whether or not I explained myself properly or if you misunderstood me. First of all TCF Bank is only one of many banks that offer free international wire transfers dollar to dollar accounts. You just have to look for them. TCF is ... Read More
Remitly vs Xoom: Which one is better? by Inthisfate
Which one do you use for sending money from the US to PH, is it Remitly or Xoom? What do you think of Wise transfer? Please enlighten me on which one is the best option. My employer is from the US and he was complaining about the fees taken by ...
Why not wire transfer money for free using a FDIC approved US bank. My TCF bank allows me to send free wires up to $50,000 a day from my US account to a Philippino account which is dollar to dollar. You loose no money the transaction. And ... Read More