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Has anyone been provided with poor financial device in Shanghai, has you advisor told you that you were signing up for one thing and then later you have found out that what was stated and what was written were two different things. I have just lost 75% of the $100,000 I invested with a certain company in Shanghai over 5 years, but I do not belive that this is the only company doing this. Ever heard of front loading where they charggeSellers of these funds are unqualified, they will sign you up to maximize their benefit not your best interests. I would like to make representation to the Chinese government to have this type of practice stopped. These companies prey on time short, trusting people that believe that these IFA's are working for their best interests. If you write to this forum please do not use names. I would like to form a group that can take this to the next level. These companies are very wealthy due to people like us. If we use their names they will shut us down before we can group together to challenge them. Across the world there are sites shut down that have discussed this topic. As a ripped off expat I feel it is my duty to stop this happening to others, let me know your story, remember no company names to be used.