Managing retirement savings in Malaysia

Cheryl · 2025-08-20T09:31:12+02:00

Explore insights on managing retirement savings in Malaysia as an expat. Discuss options, taxation challenges, and popular pension plans.

Cheryl Moderator

Member since 15 October 2018

CherylModerator20 August 2025 07:31:12

14087

Hello everyone,

Saving for retirement as an expat in Malaysia can be challenging. With different options, rules or even taxation, expats have to understand how it works to make informed decisions. We invite you to share your insights in order to help other expats and soon-to-be expats manage or plan their retirement savings in Malaysia.

How do you handle retirement savings in Malaysia?

Have you faced any challenges accessing pension funds from your home country (or from other countries)? How do you deal with taxation or the currency exchange rates?

What local options are available to expats, either public or private, to help you save for retirement?

What are the most popular private pension or investment plans popular among expats in Malaysia?

What do you wish you had known earlier about saving for retirement as an expat?

Thank you for your contribution.

Cheryl
海角乱伦 Team

wyngrove60 Serial expat

Member since 08 May 2021

wyngrove60Serial expat22 August 2025 13:16:52

377

The best way is to start your own business and make it successful and make loads of money. I started mine when I was 34 years old with basically no initial financial investment and made a million quid after the first year. Then buy lots of properties with mortgages and rent them out. Also have lots of private pensions and top up your state pension. Very important is to wait for some big inheritance payouts from relatives. If you live not too long your money will go further.