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Recommendations for property websites & pretty villages

JimJ

Hello, Everyone,


I'm currently working on The Boss to think seriously about moving to Cyprus when she retires, and I'd very much welcome recommendations for trustworthy property websites (I'm very conscious of the "Trapped Buyers" problem etc) and some picturesque villages to consider.  I'm not too keen on being somewhere full of expats, or too close to the usual holidaymaker magnets, and I have no interest in having my own swimming pool or imitation Southfork(for those old enough to remember "Dallas" 1f60e.svg), so something like a 2-bedroom house with a small garden would be just fine.


Thanks in advance for any suggestions!

See also

Buying property in CyprusAccommodation in CyprusAccommodation in NicosiaTo install a swimming pool or notRental agreements
Toon

I would say the east side of the island is a good choice ...


Try

Blue Surf

Island Homes

Emerald

charles533

I would echo Toon. Try the East side (which I am on).  Both Toon and self are old timers here. Buying a property here is fraught with paperwork as we are considered TCN's. So whilst you are sitting and contemplating, properties will vanish. Toon has given you names of Agents. Call Island Homes (Paralimni) and talk with them. Ask for Sarah and can use my name. She should guide you.

JimJ

Thanks for the replies so far 1f642.svg


I have dual British and EU citizenship, and 'Er Indoors is an EU national, so the TCN part isn't an issue for us.


My concerns are primarily finding the right place at the right price (and with clean title deeds) and the ongoing costs associated with life in Cyprus. We're pretty thrifty, and thanks to Covid we lost the habit of eating out. We have the money to buy a house but our ongoing income is pretty low, certainly below the starting income tax band in Cyprus.


Medical care is also an issue, as neither of us is in the best of health (I have a UK S1 and I'm investigating whether that can be extended to cover my wife).


We may turn out to be another pair of "Dreamers" but I'm certainly keen to explore our options nonetheless. 1f60e.svg

Toon

Your S1 will extend to cover your wife .... Just ask for it ..... They usually dont send that out untill you have ab address here. But it will allow access to GESY for you both


The income requirements for EU nationals are much lower and not so strictly enforced ..You will however be required to prove that you have stable and regular income sufficient to.not be a burden on RoC


Property on the Eastern side is considerably cheaper than the west.


Location is very important and is one that can only be decided by your , your needs wants and nice to.haves. Take your time choosing a location ..rent first try the areas and when you decide on an area check it out morning noon and night as the dynamics can and do change..

phildraper

I would recommend either renting to start with so you get a feeling or an extended holiday to look around. Buying is a bit final. With the S1 you apply for GESY and if you are married you both get it. However I applied nearly a year ago and still not got it. Health insurance will be expensive unless you just have repatriation. Just bear in mind things are slow and then double the time you expect. All worth it in the end as life is better here for sure

MacGeorge8035

@JimJ Island homes are a good choice. As for your S1 as you are eligible then your wife can be added even if she is under retirement age.  You can live frugally here as the bills are relatively small.


One piece of advice if you have a decent car in the UK look into bringing it with you as cars here can be expensive.


House prices are moving up, though has people have said the East side is less expensive than the west. You never said what your budget would be.


Other expenses to be aware off:


Electricity bills can be expensive particularly during the summer months. Expect to pay north of €120 a month.

Broadband and mobile phone deals are not as extensive or as cheap as in the UK.

Council tax type bills are pretty cheap, around €40 a month

Car  insurance around €30 a month

property insurance, this depends very much on the type of property but we pay €32 a month for a 3 bedroom bungalow.

If you live on a complex you will have communal fees to pay.  I have no idea what they would be, make sure you check whatever property you look at.


We live in Frenaros and we get by comfortably on around €2000 a month, that includes eating out once or twice a week.

Toon

Be very wary of cheaper properties as they often don't have deeds or if they do they may not be clean often referred to as grey deeds ..IE problematic deeds


Also if buying on a complex or developments there can and often are annual communal fees and as a result often blighted by non payers short payers with associated conflicts


So be aware be wary beware... Ask your lawyer to obtain a vendors recent copy of the complex accounts often a good insight as to how well run a complex is as well as an insight as to the level of debts. With specific attention to sewage plant.. ( note that many of the complexes built around 15+ yrs ago sewage plants become problematic and expensive to repair) pool state and general care of communal and external areas ...

graham6

Yes I would agree with above, rent first, we started off in Peyia, then moved to Limassol and finally ended up buying a plot and building a house just to the east of Limassol.


If I was starting now would look around Larnaca area, prices are less than Limassol and with the amount of money being invested in Larnaca will for sure increase values over time.


Larnaca is fairly central in Cyprus, close to the airport, short drive to Limassol, Nicosia, and places further east.


UK embassy has list of recommended lawyers, just pick one from there,


Look for something with title deeds, or at minimum title deeds to the land.


Bazaraki has most houses for sale listed on their web site.

Toon

Facebook marketplace is also worth looking at for property to give you a good idea of pricings per location

JimJ

Thanks for all those pointers!


I've been to Cyprus several times, but only as a tourist rather than a prospective immigrant, so the knowledge and advice of people actually living on the island is invaluable.  I should say that we currently live in Bulgaria, so we're spoiled by the low cost of living and pretty minimal taxes here.  We've lived in apartments, in private blocks and complexes, so we've lived the rip-off "management fees" and the drawbacks of communal living; I don't think that either of us is keen to repeat those experiences! 1f911.svg  We're definitely happier in a detached, house..


I'm not sure about bringing our cars, since they're LHD and run on LPG; is autogas readily available on the island?  BG also has the cheapest, by far, electricity in the EU, so ductless split-AC is a really inexpensive way to heat/cool houses here, even though many people still prefer to use the traditional wood (or even trash 1f625.svg) since they can't afford even the relatively low cost of an AC installation.


I am currently looking mainly around Larnaca, preferably in more traditional villages but with easy access to the city for healthcare etc.  I think I'd feel more at home in a "real Cypriot" environment than in a "Brit/expat enclave".  What is the internet like there in villages; here even pretty remote ones have excellent cable TV and internet connections.


Sorry for the blizzard of questions.

graham6

Okay, I live in village outside if Limassol and have fibre internet, 200meg.


I would not bring your lhd car here, there are plenty for sale, and prices I don't find too bad, just follow cars for sale in bazaraki, they start off expensive, but don't sell and so prices drop, especially ones with high road tax or not too economic on the gasoline

graham6

Cars are like houses plently of clocked ones, best are original Cyprus ones as should have no rust issues