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@srfg This is a question pertaining to USA laws and rules - nothing specific to Germany.

I thus suggest you ask this on the USA forum instead!

If you have other questions about your plenned move to Germany, or want to know more about expat life here, please feel free to come back and post them here. Thanks for your understanding!

I can’t give definitive answers, have US and German citizenships but not UK, but can give a bit of information. If one pays long enough into the US social security system then they have a right to retirement benefits. This should be regardless if they are a US citizen or if they continue to live in the US.

The question is getting the benefits. From my understanding, they should transfer them to one in specific countries but to some countries they won’t. The only way to get the benefits then might be to maintain a US bank account that they would be paid into. I see no reason they should not transfer the payments on a regular basis to Germany.

Another question is if you get benefits from the UK or Germany. I know Germany and the US have what is called a totalization of social security benefits agreement. Because of this I don’t have to pay anything in to the US system while paying into the German system. When I retire in the coming years I should get benefits from both. I have heard, but cannot absolutely confirm it that one can have the benefits consolidated and all benefits will be paid by one country. In my case I would do this in Germany. Maybe there is such an agreement with the US and UK as well? Or if you paid into the German system long enough to get benefits, possibly they could be consolidated to be paid by Germany.

I don’t think having UK citizenship would be a disallowing factor but it could complicate matters. And the wild card is if US social security benefits will continue at all as Trump and the GOP keep threatening and undermining the system. Being a non-US citizen and no longer living there makes one an easy target for them to screw over. Neither legal or logical but that is how US politics is going at the moment.

@srfg This is a question pertaining to USA laws and rules - nothing specific to Germany.
I thus suggest you ask this on the USA forum instead!
If you have other questions about your plenned move to Germany, or want to know more about expat life here, please feel free to come back and post them here. Thanks for your understanding! - @beppi

Not necessarily; like I mentioned in my other post, if the person is also getting a retirement from the German public system then it might be an option to consolidate payments and basically get the US payments from Germany. Only makes sense if they intend to stay in Germany but as they mentioned previously having lived a long time here, it sounds plausible.