ronhealyx
Irish expat in Italy
Forum posts
8
About me
Irish
Speaks English Italian (Basic!)
Registration: 26 September 2024
Activity
Mortgages as foreigners by demi88proud
Hiya,We are wanting to buy a house in Italy to rent out as a summer holiday home / villa. we would need to get a mortgage but are unsure if house much deposit we would need as foreigners.Please could anyone offer advice on this. Thanks
According to my research, a few years ago, when I talked to the Banks, they will require a minimum 50% deposit and evidence of at least 1 year recent income. The 10% deposit option is not normally offered to non-residents and, in fact, even for ... Read More
Property fees and taxes when buying. by marazzo
Hi I need advice on buying a €12000 2 bed flat in Matera.It's 65sqm and I think it's A/3 Cadastral.It will be my first property and used as a my own holiday home.Now the agent what's to charge €2500 + 22% vat then with registration fees/ ...
Feel free to reach out if you want a contact for an Agent, @aoifeK. For me, he was not only an Agent but the ‘guard’ I needed against all the nasty Italian surprises. Read More
Property fees and taxes when buying. by marazzo
Hi I need advice on buying a €12000 2 bed flat in Matera.It's 65sqm and I think it's A/3 Cadastral.It will be my first property and used as a my own holiday home.Now the agent what's to charge €2500 + 22% vat then with registration fees/ ...
Ciao @marazzo When I bought, last year, the total outlay in fees *excluding* the Agent was more than €5,000. The Seller’s Agent fee was almost €5,000 but that’s the Seller’s responsibility. Sometimes they try to get the ... Read More
Finding a real estate agent by DDIPRETE
my family and I are hoping to purchase property in the southern part of Italy in the near future. We are at a total loss as to how to proceed. Having no contacts. We are looking to rent first. Any and all info would be greatly appreciated. ...
Hi @DDIPRETE. We had a fantastic agent. Wewere looking at properties all over Sicily and mainland Italy for a couple of years with his very useful assistance. In the end, we found a place ourselves but the Agent still took care of everything - and ... Read More
Real estate agent by nrlamler
Hello all I am new to this forum. I have read previous posts with interest because we are currently looking for a property in central Italy. I am hoping to find some guidance and benefit from the experience of people who have navigated through the ...
I totally agree, @nrlamler, that you should hire someone who is totally on your side. We hired someone (***) and it was the best thing we could have done. Saved us a fortune, but more importantly saved us from walking into a few traps over the few ... Read More
Any como-based expats...?
We moved to Como in 2021 and bought a property in 2023.There don't appear to be too many expat groups in Como, at least from what I can find online. Now that we're permanent residents here, I'd like to make contact with Como-based expats, especially ... Read More
Language tips by micheledgreer
I would like advise how to best learn Italian
Speak it, @micheledgreer! I used a private Tutor (paid for by my employer) and then used DuoLingo but most of my learning was done by using or trying to use the language in everyday situaitons. In many cases, when I try to speak Italian, the locals ... Read More
Health insurance by jgirven74
My husband and I are moving to Sicily .We have health insuranc e covering us for emergencies. Looking for health insurance.
Depending on where you are originally from, it might be worth looking at the relationship between private Health insurance and whatever services are provide by your origin country (e.g. publicly). Also, watch out for 'lead in' (waiting) periods, as ... Read More