Managing retirement savings in Indonesia

Cheryl · 2025-08-20T09:31:12+02:00

Explore retirement savings strategies for expats in Indonesia. Get insights on local options, challenges with pension funds, and taxation tips.

Cheryl Moderator

Member since 15 October 2018

CherylModerator20 August 2025 07:31:12

14082

Hello everyone,

Saving for retirement as an expat in Indonesia can be challenging. With different options, rules or even taxation, expats have to understand how it works to make informed decisions. We invite you to share your insights in order to help other expats and soon-to-be expats manage or plan their retirement savings in Indonesia.

How do you handle retirement savings in Indonesia?

Have you faced any challenges accessing pension funds from your home country (or from other countries)? How do you deal with taxation or the currency exchange rates?

What local options are available to expats, either public or private, to help you save for retirement?

What are the most popular private pension or investment plans popular among expats in Indonesia?

What do you wish you had known earlier about saving for retirement as an expat?

Thank you for your contribution.

Cheryl
海角乱伦 Team

wyngrove60 Serial expat

Member since 08 May 2021

wyngrove60Serial expat22 August 2025 20:56:18

377

Make lots of money when you are younger from running your own businesses. Buy lots of properties with mortgages and rent them out. Invest in lots of private pensions and top up your state pension if necessary. Put spare cash into time deposits or better still buy more property. Most importantly, inherit lots of money from rich relatives.