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ctomac

ctomac

Contributor

Romanian expat in Portugal

Forum posts

117

About me

Romanian

Registration: 21 May 2022

Activity

ctomac replied to a thread
last month
Strontium

Changing Euro to GBP by Strontium

After a sale as I need the money I have a load of Euros in a PT bank account BUT will have a couple of large bills to pay in UK. I've also got UK euro account, UK GBP account and previously used an FX account when first buying in PT. Obviously ...

ctomac

@Strontium What I always do when I travel abroad and don't want to pay bank commissions for foreign currency: open a N26 account, transfer euros in it and use it to pay your bills in the UK. The conversion is automatic and at the commission is ... Read More

ctomac replied to a thread
last month
juliajonesjy

Do EU citizens need to pass a Portuguese language test ? by juliajonesjy

HelloBefore they can obtain their permanent residency in Portugal ? I was told that I needed to apply for permanent residency after 5 years in Portugal and I am not sure if I needed to pass a language test before applying with AIMA ?Thanks.Julia

ctomac

I am EU citizen and have been in Portugal for over 3 years, no requirement to know Portuguese to get Certificado de Registo for EU citizens. I personally did learn Portuguese not because I had to but because it seems normal to me to learn the ... Read More

ctomac replied to a thread
9 months ago
Perpetual_traveler

Advice to anyone thinking about moving to Portugal by Perpetual_traveler

I personally love living in Portugal. For me it is an amazing country. But, if you are considering coming, there is an extremely interesting article on CNN today, about a couple who moved to France. It is called 'Too much grief and no joy’.I ...

ctomac

Overall, I doubt that it is a good idea to become an expat very late in life. Me and my wife are used to it for over 30 years, but I guess I wouldn't change countries for the first time in life at 70. - @TGCampo Actually a lot of people do it ... Read More

ctomac replied to a thread
10 months ago
Cheryl

Preventive care in Portugal by Cheryl

Hello everyone, As an expat in Portugal, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights on ...

ctomac

As we travelled all around the world for over 30 years, we are used to keeping our own electronic health records (including X-rays, MRIs, CTs and so on) on my server. - @TGCampo How does this work, exactly? Which server are you keeping everything ... Read More

ctomac replied to a thread
10 months ago
Cheryl

Preventive care in Portugal by Cheryl

Hello everyone, As an expat in Portugal, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights on ...

ctomac

If the world were perfect, everyone would be happy, but it isn't. You live in a country, so you follow its rules, laws, and systems.@SimCityAT Rules, laws and systems can be improved. Suggestions and ideas should be accepted. Read More

ctomac replied to a thread
10 months ago
Cheryl

Preventive care in Portugal by Cheryl

Hello everyone, As an expat in Portugal, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights on ...

ctomac

I would also consider the mentioned aspects of the Canadian system superior to what is available in Portugal, but from Canadian friends I know the situation in Canada is far from perfect. Overall we personally (and so far) prefer what we get in ... Read More

ctomac replied to a thread
10 months ago
Cheryl

Preventive care in Portugal by Cheryl

Hello everyone, As an expat in Portugal, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights on ...

ctomac

Yes, the medical information is somewhere, but you know who has it and who accesses it. If it goes outside the boundaries that the user knows, it's easy to see where the breach of data privacy has occurred, and they can take legal action against ... Read More

ctomac replied to a thread
10 months ago
Cheryl

Preventive care in Portugal by Cheryl

Hello everyone, As an expat in Portugal, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights on ...

ctomac

As I mentioned, under current legislation, this sharing of medical information (public/private sectors) is not possible in Portugal. And if it were to change, I wouldn't be interested in keeping my medical information somewhere, available ... Read More

ctomac replied to a thread
10 months ago
Cheryl

Preventive care in Portugal by Cheryl

Hello everyone, As an expat in Portugal, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights on ...

ctomac

1) What if the patient doesn't have a family doctor? Unfortunately, a large part of the population doesn't have one. Many of the family doctors currently in the NHS are temporary and not permanent.The patients without a family doctor usually to the ... Read More

ctomac replied to a thread
10 months ago
Cheryl

Preventive care in Portugal by Cheryl

Hello everyone, As an expat in Portugal, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights on ...

ctomac

I was a family doctor in Canada before retiring and moving to Portugal, so I was surprised by how little family doctors actually do in Portugal compared to my scope of practice in Canada (and my scope of practice in Canada was already quite limited ... Read More

ctomac replied to a thread
last year
sandraawilliams153

Confusion about 2023 IRS return by sandraawilliams153

I am going to attempt to file the 2023 IRS statement myself .Background:1. I am a citizen of country A, which has a treaty with Portugal for the avoidance of double taxation.2. Throughout 2023 I am resident in Portugal and my NHR application has ...

ctomac

Have a look athttps://www.youtube.com/watch?v=7ZT78O0tpusandhttps://freshportugal.com/post/the-definitive-guide-to-nhr-tax-returns-in-portugal---2023- Read More

ctomac replied to a thread
last year
akhilleus94

Tax return as a freelancer with NHR and a non-portuguese client by akhilleus94

Hi everyone,I am in the process of doing my very first PT tax return. How exiting! :-DI have read several websites in PT to fill the appendix B. F & H, but I can't infos about how to fill J & L...I have NHR status, I work as a freelancer and ...

ctomac

Try having a look at https://freshportugal.com/post/the-definitive-guide-to-nhr-tax-returns-in-portugal---2023- Read More

ctomac replied to a thread
last year
yubayashi

Income tax on foreign source income outside Portugal by yubayashi

Hello.I have a question about Portugal income tax.I am a holder of NHR status.I receive all my salary from Japanese companies.(I do not receive any remuneration or salary from Portuguese companies)In this case, what will be the income tax?My tax ...

ctomac

Try having a look here:https://freshportugal.com/post/full-guide-nhr-tax-returns-in-portugal-2023I found it pretty useful for my own personal situation, helped me understand some things. Read More

ctomac replied to a thread
last year
Cheryl

Cost of living in Portugal in 2024 by Cheryl

Hello everyone, As every year, we invite you to share your experience regarding the cost of living in Portugal, and if possible, in the specific region or city where you live. This will help members who are planning to relocate in ...

ctomac

For a family of 4 in Porto:3T in Bonfim - 1350Groceries - 500Utilities (NOS, Endesa, water) - 165Non-food household expenses - 320Kids expenses - 100Transportation (public + Uber occasionally) - 35Education (private - GCU, extracurriculars included) ... Read More

ctomac replied to a thread
last year
giuliadioguardi97

NISS number by giuliadioguardi97

Good Morning everyone,I'm Giulia and I moved in Porto for work reasons.On 06/01 I've applied for Niss online, but I still not have it. (I need it to fulfill the contract). Does anyone had the same problem? I've called and it seems that the office ...

ctomac

Go to one of the Social Security offices in Porto, don't waste your time online.That's what I've done and I remember I got it the same day (I think).https://www.seg-social.pt/servicos-de-atendimento Read More